I was supposed to help a friend today but it's been postponed 'til tomorrow 'cause she has to take her mom to the doctor. I hope mom is okay. These ladies have been friends for a long time and I hate to see either of them down. Unfortunately, also, unless help comes along, they may lose the house they have lived in for quite a number of years. They had to refinance and got suckered in to paying 12% interest which is killing them. That mortgage payment is equal to mine and I have 25 acres along with the house to their possible 1 1/2 - 2 acres. And my house is smaller! If only I had extra bucks......